$20 an Hour After Tax (2026)

$20 an hour is $41,600 a year before tax at 40 hours a week. After federal tax and FICA a single filer keeps about $35,606 ($685 a week) with no state income tax, and $34,418 in California.

Updated September 29, 2026Single filer ยท 40 hours a week

Your details

Texas has no state income tax on wages.
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Deductions & W-4 options
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For a Roth 401(k), garnishment, union dues or any deduction taken after taxes โ€” it lowers net pay but not taxable wages.

Estimated take-home pay
$1,369.45
every 2 weeks ยท $35,606 / year
86%kept
  • Take-home$1,369.45
  • Federal tax$108.15
  • Social Security$99.20
  • Medicare$23.20
Per paycheckPer 2 weeksPer year
Gross pay$1,600.00$41,600
Federal income taxIRS Pub. 15-T, 2026-$108.15-$2,812
Social Security (6.2%)-$99.20-$2,579
Medicare (1.45%)-$23.20-$603
Texas income taxNo state income tax on wages$0.00$0
Take-home pay$1,369.45$35,606
Monthly$2,967
Biweekly$1,369
Weekly$685
Hourly (2,080 h)$17.12
Effective tax rate14.4%
Federal bracket12%

Estimate for tax year 2026 using IRS Publication 15-T and state rates; your employerโ€™s actual withholding may differ slightly. Not tax advice.

How much is $20 an hour after taxes? About $35,606 a year, $1,369 biweekly, for a single filer with no state income tax. California takes it down to $34,418 and New York to $33,745.

$20 an hour: gross pay by period

PeriodGrossTake-home (no state tax)
Hourly$20.00$17.12
Weekly$800$685
Biweekly$1,600$1,369
Semi-monthly$1,733$1,484
Monthly$3,467$2,967
Yearly$41,600$35,606

Federal income tax takes $2,812 and Social Security plus Medicare $3,182 of that $41,600 (14.4% in total). The $41,600 salary has its own page: $40,000 after tax in Texas is the closest salary level.

$20 an hour after tax in every state

Take-home pay for a single filer working 40 hours a week at $20 an hour, highest first. Alaska and the other no-wage-tax states lead with $35,606; Oregon is lowest at $32,553.

#StateTake-home / yearPer weekPer hour after tax
1Alaska$35,606$685$17.12
2Florida$35,606$685$17.12
3Nevada$35,606$685$17.12
4New Hampshire$35,606$685$17.12
5North Dakota$35,606$685$17.12
6South Dakota$35,606$685$17.12
7Tennessee$35,606$685$17.12
8Texas$35,606$685$17.12
9Wyoming$35,606$685$17.12
10South Carolina$35,076$675$16.86
11Washington$35,029$674$16.84
12Arizona$34,968$672$16.81
13Ohio$34,912$671$16.78
14New Mexico$34,784$669$16.72
15Louisiana$34,744$668$16.70
16New Jersey$34,680$667$16.67
17Iowa$34,677$667$16.67
18Mississippi$34,674$667$16.67
19Vermont$34,649$666$16.66
20Nebraska$34,592$665$16.63
21Missouri$34,588$665$16.63
22Arkansas$34,554$664$16.61
23West Virginia$34,512$664$16.59
24North Carolina$34,454$663$16.56
25Connecticut$34,451$663$16.56
26Wisconsin$34,443$662$16.56
27California$34,418$662$16.55
28Utah$34,416$662$16.55
29Indiana$34,408$662$16.54
30Montana$34,407$662$16.54
31Pennsylvania$34,328$660$16.50
32Colorado$34,301$660$16.49
33Oklahoma$34,279$659$16.48
34District of Columbia$34,276$659$16.48
35Kentucky$34,267$659$16.47
36Idaho$34,254$659$16.47
37Rhode Island$34,205$658$16.44
38Maine$34,203$658$16.44
39Georgia$34,129$656$16.41
40Michigan$34,088$656$16.39
41Kansas$34,084$655$16.39
42Virginia$34,028$654$16.36
43Minnesota$34,016$654$16.35
44Maryland$33,993$654$16.34
45Hawaii$33,963$653$16.33
46Delaware$33,807$650$16.25
47Alabama$33,791$650$16.25
48New York$33,745$649$16.22
49Illinois$33,691$648$16.20
50Massachusetts$33,554$645$16.13
51Oregon$32,553$626$15.65

If you work fewer or more than 40 hours

Hours / weekGross / yearTake-home / year (no state tax)Per week
20$20,800$18,739$360
30$31,200$27,249$524
35$36,400$31,427$604
40$41,600$35,606$685
45$46,800$39,784$765

Overtime pays $30.00 an hour (1.5ร—). Ten overtime hours a week lift take-home to about $48,140 a year. See the overtime pay calculator and overtime and taxes.

Frequently asked questions

How much is $20 an hour per year?

$20 an hour is $41,600 a year before tax at 40 hours a week for 52 weeks (2,080 hours), or $3,467 a month and $800 a week.

How much is $20 an hour after taxes?

A single filer earning $20 an hour for 40 hours a week takes home about $35,606 a year ($685 a week) in a state with no income tax, about $34,418 in California and $33,745 in New York (2026, no deductions).

What is $20 an hour biweekly after tax?

At 40 hours a week, $20 an hour is $1,600 gross every two weeks. After federal tax and FICA that is about $1,369 biweekly with no state income tax, and $1,324 in California.

Which state keeps the most from $20 an hour?

Alaska and the other states without a wage income tax keep the most, $35,606 a year. Oregon keeps the least of all states and DC, $32,553.

What if I work overtime at $20 an hour?

Overtime is paid at 1.5 times your rate ($30.00 an hour) and taxed like the rest of your pay. With 10 overtime hours a week, gross rises to $57,200 a year and take-home to about $48,140 with no state income tax.

Is $20 an hour a good wage?

It depends on where you live and your expenses. For context, $20 an hour at full time ($41,600 a year) takes home $34,443 in the median state for a single filer. Compare your state and price level on the state pages.

Sources & methodology

Single filer, standard withholding, no pre-tax deductions, no local taxes, 2026 rules. Estimates for information only, not tax advice. See our disclaimer.

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