Virginia paycheck: key takeaways
- Take-home: $58,094 a year ($2,234.39 biweekly) on a $75,000 salary — you keep 77.5% of your gross pay.
- Where it goes: $16,906 in taxes and payroll programs: $7,670 federal income tax, $5,738 Social Security and Medicare, $3,498 Virginia income tax.
- Next dollar: taxed at about 35.4% — a $5,000 raise adds $3,230 to take-home.
- Ranking: #42 of 51 for take-home pay at $75,000, and #39 once cost of living is included.
- Wage rules: minimum wage $12.77/hour; weekly, biweekly, semi-monthly or monthly; Form VA-4.
Take-home 77.5% · Federal tax 10.2% · Social Security 6.2% · Medicare 1.5% · Virginia tax 4.7%
Virginia paycheck at a glance
- 2%–5.75%Virginia state income tax on wages
- $58,094Take-home on $75,000 (single)
- 35.4%Combined tax on your next dollar
- #39 of 51After adjusting for cost of living
- $12.77/hrVirginia minimum wage (July 2026)
- 5.77%Combined sales tax (state + average local)
- $92,090Median household income (2024)
- Form VA-4State withholding form
Virginia take-home pay by salary (2026)
The table below shows what a single filer takes home in Virginia at common salaries, paid every two weeks with no pre-tax deductions. Click a salary for its dedicated Virginia breakdown, or change any input in the calculator above to match your own situation.
| Salary | Take-home / year | Per month | Biweekly | Tax rate |
|---|---|---|---|---|
| $30,000 | $25,374 | $2,115 | $975.93 | 15.4% |
| $40,000 | $32,834 | $2,736 | $1,262.85 | 17.9% |
| $50,000 | $40,294 | $3,358 | $1,549.77 | 19.4% |
| $60,000 | $47,754 | $3,980 | $1,836.70 | 20.4% |
| $75,000 | $58,094 | $4,841 | $2,234.39 | 22.5% |
| $100,000 | $74,244 | $6,187 | $2,855.54 | 25.8% |
| $150,000 | $105,980 | $8,832 | $4,076.16 | 29.3% |
The bars show the share of gross pay you keep. As income rises, federal brackets and Virginia's higher state brackets pull that share down gradually — from 84.6% at $30,000 to 70.7% at $150,000.
Virginia salary ladder: $20,000 to $250,000
Filing status changes the result a lot. This ladder shows annual take-home pay in Virginia for a single filer, a married couple filing jointly on one income, and a head of household — from part-time earnings to high-income salaries.
| Gross salary | Single | Married (joint) | Head of household | Single: biweekly | Single: tax rate |
|---|---|---|---|---|---|
| $20,000 | $17,694 | $18,457 | $18,084 | $680.54 | 11.5% |
| $25,000 | $21,562 | $22,936 | $22,367 | $829.29 | 13.8% |
| $30,000 | $25,374 | $27,303 | $26,209 | $975.93 | 15.4% |
| $35,000 | $29,104 | $31,391 | $30,039 | $1,119.39 | 16.8% |
| $40,000 | $32,834 | $35,231 | $33,869 | $1,262.85 | 17.9% |
| $45,000 | $36,564 | $39,061 | $37,636 | $1,406.31 | 18.7% |
| $50,000 | $40,294 | $42,891 | $41,366 | $1,549.77 | 19.4% |
| $55,000 | $44,024 | $46,721 | $45,096 | $1,693.23 | 20.0% |
| $60,000 | $47,754 | $50,491 | $48,826 | $1,836.70 | 20.4% |
| $65,000 | $51,484 | $54,221 | $52,556 | $1,980.16 | 20.8% |
| $70,000 | $54,864 | $57,951 | $56,286 | $2,110.16 | 21.6% |
| $75,000 | $58,094 | $61,681 | $60,016 | $2,234.39 | 22.5% |
| $80,000 | $61,324 | $65,411 | $63,746 | $2,358.62 | 23.3% |
| $90,000 | $67,784 | $72,871 | $71,206 | $2,607.08 | 24.7% |
| $100,000 | $74,244 | $80,331 | $77,826 | $2,855.54 | 25.8% |
| $110,000 | $80,704 | $87,791 | $84,286 | $3,104.00 | 26.6% |
| $125,000 | $90,330 | $98,981 | $93,976 | $3,474.23 | 27.7% |
| $150,000 | $105,980 | $115,931 | $109,723 | $4,076.16 | 29.3% |
| $175,000 | $121,630 | $132,081 | $125,373 | $4,678.08 | 30.5% |
| $200,000 | $138,241 | $149,192 | $141,984 | $5,316.97 | 30.9% |
| $250,000 | $169,621 | $184,014 | $174,006 | $6,523.89 | 32.2% |
Effective and marginal rates diverge as pay rises. Effective rate is total tax divided by gross pay; marginal rate is the tax on your next dollar:
| Salary | Effective rate | Marginal rate (next $1) |
|---|---|---|
| $30,000 | 15.4% | 25.4% |
| $50,000 | 19.4% | 25.4% |
| $75,000 | 22.5% | 35.4% |
| $100,000 | 25.8% | 35.4% |
| $150,000 | 29.3% | 37.4% |
| $250,000 | 32.2% | 40.1% |
How the tax is calculated: a $75,000 worked example
Here is the full arithmetic for a single filer earning $75,000 in Virginia, so you can follow every dollar. Federal income tax is progressive: the standard deduction of $16,100 is subtracted first, leaving $58,900 of taxable income, and each slice is taxed at its own rate.
| Federal bracket | Income in bracket | Rate | Tax |
|---|---|---|---|
| $0 – $12,400 | $12,400 | 10% | $1,240 |
| $12,400 – $50,400 | $38,000 | 12% | $4,560 |
| $50,400 – $105,700 | $8,500 | 22% | $1,870 |
| Federal income tax | $7,670 |
IRS Publication 15-T withholding gives the same annual figure ($7,670) for a standard W-4. Next come the payroll taxes: Social Security at 6.2% of wages up to $184,500 ($4,650) and Medicare at 1.45% ($1,088).
Then Virginia: subtract the $8,750 standard deduction and the $930 personal exemption, which leaves $65,320 of Virginia taxable income.
| Virginia bracket | Income in bracket | Rate | Tax |
|---|---|---|---|
| $0 – $3,000 | $3,000 | 2% | $60 |
| $3,000 – $5,000 | $2,000 | 3% | $60 |
| $5,000 – $17,000 | $12,000 | 5% | $600 |
| $17,000+ | $48,320 | 5.75% | $2,778 |
| Virginia income tax | $3,498 |
Adding it all up: $7,670 federal + $5,738 FICA + $3,498 Virginia = $16,906 in total, so $58,094 is left — the same result as the calculator.
Virginia income tax rates and brackets for 2026
Virginia uses graduated brackets from 2% to 5.75%. The standard deduction is $8,750 for single filers and $17,500 for married couples filing jointly. The personal exemption is $930 ($1,860 for couples) and $930 per dependent. At $75,000, your next dollar of Virginia income is taxed at 5.8%.
Single filers
| Taxable income over | Rate |
|---|---|
| $0 | 2% |
| $3,000 | 3% |
| $5,000 | 5% |
| $17,000 | 5.75% |
Federal brackets, the standard deduction and FICA are covered in our 2026 federal tax bracket guide.
Reading your Virginia pay stub
Every deduction on a Virginia pay stub maps to a line in the calculator. Abbreviations vary by payroll provider, so here are the labels you are likely to see and what each one is:
| Deduction | Common stub labels |
|---|---|
| Federal income tax | FIT · FITW · FED W/H |
| Social Security | OASDI · SOC SEC · FICA-SS |
| Medicare | MED · MEDICARE · FICA-MED |
| Virginia income tax | VA SIT · VA W/H · VA-PIT |
Pre-tax deductions such as a traditional 401(k), HSA or health premium appear above the tax lines and lower your taxable wages. Our pre-tax deductions guide explains which taxes each one reduces.
Virginia hourly wage to take-home pay
Working 40 hours a week for 52 weeks, a single filer in Virginia takes home these amounts in 2026. The last column is your real hourly wage after tax.
| Hourly wage | Gross / year | Take-home / year | Weekly take-home | After-tax hourly |
|---|---|---|---|---|
| $15.00 | $31,200 | $26,269 | $505.18 | $12.63 |
| $20.00 | $41,600 | $34,028 | $654.38 | $16.36 |
| $25.00 | $52,000 | $41,786 | $803.58 | $20.09 |
| $30.00 | $62,400 | $49,545 | $952.78 | $23.82 |
| $40.00 | $83,200 | $63,391 | $1,219.06 | $30.48 |
| $50.00 | $104,000 | $76,828 | $1,477.46 | $36.94 |
Overtime in Virginia: a $20/hour example
Overtime is paid at 1.5× for hours over 40 a week under federal law. Extra pay is taxed at your marginal rate, so overtime is worth less after tax than it looks:
| Overtime hours / week | Gross / year | Take-home / year | Weekly take-home | Kept from overtime |
|---|---|---|---|---|
| 0 hours | $41,600 | $34,028 | $654.38 | — |
| 5 hours | $49,400 | $39,847 | $766.28 | 74.6% |
| 10 hours | $57,200 | $45,665 | $878.18 | 74.6% |
| 15 hours | $65,000 | $51,484 | $990.08 | 74.6% |
Federal law also allows a deduction for qualified overtime pay through 2028, claimed when you file your return rather than reflected in paycheck withholding — see our overtime tax guide.
Virginia paycheck by pay frequency
Annual take-home is the same however often you are paid, but each check is different. For a $75,000 salary in Virginia (weekly, biweekly, semi-monthly or monthly is what state law requires or permits):
| Pay frequency | Checks / year | Gross per check | Take-home per check |
|---|---|---|---|
| Weekly | 52 | $1,442.31 | $1,117.19 |
| Every 2 weeks | 26 | $2,884.62 | $2,234.39 |
| Twice a month | 24 | $3,125.00 | $2,420.59 |
| Monthly | 12 | $6,250.00 | $4,841.18 |
Ways to keep more of your Virginia paycheck
Traditional 401(k) contributions
A traditional 401(k) lowers your federal and state taxable wages, so each dollar you save costs less than a dollar of take-home. On a $75,000 salary in Virginia:
| Contribution | Amount / year | Take-home drops by | Tax saved | Take-home / year |
|---|---|---|---|---|
| None | $0 | $0 | $0 | $58,094 |
| 3% | $2,250 | $1,626 | $624 | $56,468 |
| 6% | $4,500 | $3,251 | $1,249 | $54,843 |
| 10% | $7,500 | $5,419 | $2,081 | $52,675 |
| 15% | $11,250 | $8,403 | $2,847 | $49,691 |
Children and dependents
Each qualifying child under 17 lowers federal withholding by the $2,200 child tax credit if you enter it on your W-4, and Virginia also gives a $930 dependent exemption. Effect on a $75,000 single-filer paycheck:
| Children | Take-home / year | Biweekly |
|---|---|---|
| 0 | $58,094 | $2,234.39 |
| 1 | $60,348 | $2,321.06 |
| 2 | $62,601 | $2,407.73 |
| 3 | $64,855 | $2,494.40 |
Raises: how much you actually keep
| Current salary | Raise | Gross raise | Added take-home | You keep |
|---|---|---|---|---|
| $40,000 | 3% | $1,200 | $895 | 74.6% |
| $40,000 | 5% | $2,000 | $1,492 | 74.6% |
| $40,000 | 10% | $4,000 | $2,984 | 74.6% |
| $60,000 | 3% | $1,800 | $1,343 | 74.6% |
| $60,000 | 5% | $3,000 | $2,238 | 74.6% |
| $60,000 | 10% | $6,000 | $4,476 | 74.6% |
| $75,000 | 3% | $2,250 | $1,454 | 64.6% |
| $75,000 | 5% | $3,750 | $2,423 | 64.6% |
| $75,000 | 10% | $7,500 | $4,845 | 64.6% |
| $100,000 | 3% | $3,000 | $1,938 | 64.6% |
| $100,000 | 5% | $5,000 | $3,230 | 64.6% |
| $100,000 | 10% | $10,000 | $6,460 | 64.6% |
Compared with a no-income-tax state: the same $75,000 salary would take home about $3,498 more per year in Texas than in Virginia, before considering sales tax, property tax and cost of living.
Check your W-4. Entering dependents lowers withholding; ticking the multiple-jobs box or adding extra withholding raises it. Read our W-4 guide, then test changes in the calculator's advanced options.
Virginia minimum wage in 2026
The Virginia minimum wage is $12.77 per hour as of July 1, 2026. Adjusted every year. Someone working full time (2,080 hours) at that rate earns about $26,562 a year and takes home roughly $22,769, or $875.75 every two weeks, after federal, FICA and state taxes.
That is $1,897 a month. For comparison, the median Virginia household earned $92,090 in 2024, so a single full-time minimum-wage paycheck covers about 28.8% of the state median household income before tax.
Virginia pay rules, withholding forms and reciprocity
Pay frequency: Weekly, biweekly, semi-monthly or monthly.
Withholding form: Form VA-4 — give it to your employer along with the federal W-4 when you start a job or your situation changes. Official guidance comes from the Virginia Department of Taxation.
Virginia income, sales tax and cost of living
The median household in Virginia earned $92,090 in 2024 (Census ACS), so a $75,000 salary is 19% below the state median. Prices matter as much as pay: Virginia's overall price level is 101.1 against a national 100 — about 1% more expensive than average (BEA regional price parity, 2024).
Adjusting for that, the $58,094 you take home on $75,000 buys what $57,460 would buy at the national average price level — #39 of 51 for cost-of-living-adjusted take-home, compared with #42 before adjusting for prices.
Virginia's state sales tax is 5.30%, and local governments add an average of 0.47%, for a combined 5.77% (Tax Foundation, July 1, 2026). Combine the 5.8% state income tax rate on your next dollar with this sales tax rate to see how Virginia taxes what you earn and what you spend.
Virginia vs neighboring states
Living or working near a border? Here is take-home pay on a $75,000 salary (single filer) in the states that touch Virginia, compared with Virginia's $58,094.
| # | Neighbor | State income tax | Take-home / year | vs Virginia |
|---|---|---|---|---|
| 1 | Tennessee | None | $61,593 | +$3,498 |
| 2 | North Carolina | 3.99% flat | $59,109 | +$1,015 |
| 3 | Kentucky | 3.5% flat | $59,085 | +$991 |
| 4 | West Virginia | 2.11%–4.58% | $59,047 | +$953 |
| 5 | Maryland | 2%–6.5% | $58,394 | +$300 |
| 6 | District of Columbia | 4%–10.75% | $58,164 | +$70 |
Because Virginia has reciprocity agreements with District of Columbia, Kentucky, Maryland, Pennsylvania, West Virginia, commuters from those states usually pay income tax only to the state where they live.
How Virginia compares with other states
At $75,000, a single filer in Virginia keeps $58,094 a year — #42 of 51 and $911 less than the median state. States with similar take-home pay:
Virginia salary after tax
- $30,000 after tax in Virginia
- $35,000 after tax in Virginia
- $40,000 after tax in Virginia
- $45,000 after tax in Virginia
- $50,000 after tax in Virginia
- $55,000 after tax in Virginia
- $60,000 after tax in Virginia
- $65,000 after tax in Virginia
- $70,000 after tax in Virginia
- $75,000 after tax in Virginia
- $80,000 after tax in Virginia
- $85,000 after tax in Virginia
- $90,000 after tax in Virginia
- $100,000 after tax in Virginia
- $120,000 after tax in Virginia
- $150,000 after tax in Virginia
Virginia paycheck FAQ
Does Virginia have a state income tax?
Yes. Virginia uses a graduated system with rates from 2% up to 5.75% in 2026.
How much is take-home pay on $60,000 a year in Virginia?
A single filer earning $60,000 takes home about $47,754 per year, or $1,836.70 biweekly, in 2026 (effective tax rate 20.4%).
How much is take-home pay on $100,000 a year in Virginia?
A single filer earning $100,000 takes home about $74,244 a year, or $2,855.54 biweekly, in 2026.
What is the Virginia minimum wage in 2026?
Virginia's minimum wage is $12.77 an hour (rates as of July 1, 2026). Adjusted every year. A full-time worker at that rate earns about $26,562 a year and takes home roughly $22,769.
Where does Virginia rank for take-home pay?
At a $75,000 salary (single filer), Virginia ranks #42 of 51 jurisdictions for take-home pay — $911 below the median state. After adjusting for cost of living it ranks #39.
What is the marginal tax rate in Virginia at $75,000?
Counting federal income tax, FICA and state income tax, the next dollar you earn at $75,000 is taxed at about 35.4%. Of that, 22% is your federal bracket and 5.8% is Virginia income tax.
How often do employers in Virginia have to pay you?
Weekly, biweekly, semi-monthly or monthly. Check with your employer or the state labor department for the details that apply to your job.
Which state withholding form do I fill out in Virginia?
Form VA-4. Your employer uses it, together with the federal W-4, to set your state withholding.
What is the sales tax in Virginia?
Virginia's state sales tax is 5.30% and the average local rate adds 0.47%, for a combined average of 5.77% as of July 1, 2026.
How does a 401(k) change my Virginia paycheck?
Contributing $6,000 to a traditional 401(k) on a $75,000 salary lowers annual take-home by $4,335 and reduces your tax bill by about $1,665.
How much does a raise add to take-home pay in Virginia?
A $5,000 raise at $75,000 adds about $3,230 to annual take-home — you keep 64.6% of it after tax.
Can I live in one state and work in Virginia?
Virginia has income tax reciprocity with District of Columbia, Kentucky, Maryland, Pennsylvania, West Virginia. Residents of those states can usually ask their employer to skip Virginia withholding and pay tax only to their home state.
Sources & methodology
Federal withholding follows IRS Publication 15-T (2026); see our methodology and editorial policy. Figures reviewed September 29, 2026. Results are estimates, not tax advice — see the disclaimer.
- Virginia Tax — 2026 standard deduction and rate schedule
- Tax Foundation — 2026 State Income Tax Rates and Brackets (as of Jan 1, 2026)
- U.S. Department of Labor — State minimum wage laws (rates effective July 1, 2026)
- U.S. Department of Labor — State payday requirements
- TEAM Companies — State tax withholding forms (accurate as of Jan 20, 2026)
- Tax Foundation — State and Local Sales Tax Rates, Midyear 2026 (as of July 1, 2026)
- U.S. Census Bureau — Household Income in States and Metropolitan Areas: 2024 (ACS 1-year, ACSBR-025)
- U.S. Bureau of Economic Analysis — Regional Price Parities by State and Metro Area
- FRED (St. Louis Fed) — BEA 2024 Regional Price Parities by state, data table
- State tax reciprocity agreements (2026)