$48 an hour: gross pay by period
| Period | Gross | Take-home (no state tax) |
|---|---|---|
| Hourly | $48.00 | $38.01 |
| Weekly | $1,920 | $1,521 |
| Biweekly | $3,840 | $3,041 |
| Semi-monthly | $4,160 | $3,294 |
| Monthly | $8,320 | $6,589 |
| Yearly | $99,840 | $79,067 |
Federal income tax takes $13,135 and Social Security plus Medicare $7,638 of that $99,840 (20.8% in total). The $99,840 salary has its own page: $100,000 after tax in Texas is the closest salary level.
$48 an hour after tax in every state
Take-home pay for a single filer working 40 hours a week at $48 an hour, highest first. Alaska and the other no-wage-tax states lead with $79,067; Oregon is lowest at $70,569.
| # | State | Take-home / year | Per week | Per hour after tax |
|---|---|---|---|---|
| 1 | Alaska | $79,067 | $1,521 | $38.01 |
| 2 | Florida | $79,067 | $1,521 | $38.01 |
| 3 | Nevada | $79,067 | $1,521 | $38.01 |
| 4 | New Hampshire | $79,067 | $1,521 | $38.01 |
| 5 | South Dakota | $79,067 | $1,521 | $38.01 |
| 6 | Tennessee | $79,067 | $1,521 | $38.01 |
| 7 | Texas | $79,067 | $1,521 | $38.01 |
| 8 | Wyoming | $79,067 | $1,521 | $38.01 |
| 9 | North Dakota | $78,401 | $1,508 | $37.69 |
| 10 | Washington | $77,683 | $1,494 | $37.35 |
| 11 | Arizona | $76,974 | $1,480 | $37.01 |
| 12 | Ohio | $76,772 | $1,476 | $36.91 |
| 13 | Louisiana | $76,458 | $1,470 | $36.76 |
| 14 | Indiana | $76,152 | $1,464 | $36.61 |
| 15 | Pennsylvania | $76,002 | $1,462 | $36.54 |
| 16 | Iowa | $75,925 | $1,460 | $36.50 |
| 17 | Mississippi | $75,806 | $1,458 | $36.45 |
| 18 | Kentucky | $75,691 | $1,456 | $36.39 |
| 19 | South Carolina | $75,613 | $1,454 | $36.35 |
| 20 | North Carolina | $75,593 | $1,454 | $36.34 |
| 21 | Arkansas | $75,574 | $1,453 | $36.33 |
| 22 | New Mexico | $75,506 | $1,452 | $36.30 |
| 23 | Nebraska | $75,404 | $1,450 | $36.25 |
| 24 | West Virginia | $75,384 | $1,450 | $36.24 |
| 25 | Missouri | $75,312 | $1,448 | $36.21 |
| 26 | Oklahoma | $75,120 | $1,445 | $36.12 |
| 27 | Michigan | $75,075 | $1,444 | $36.09 |
| 28 | Vermont | $74,945 | $1,441 | $36.03 |
| 29 | Colorado | $74,944 | $1,441 | $36.03 |
| 30 | Rhode Island | $74,829 | $1,439 | $35.98 |
| 31 | Montana | $74,787 | $1,438 | $35.96 |
| 32 | Maryland | $74,689 | $1,436 | $35.91 |
| 33 | Georgia | $74,684 | $1,436 | $35.91 |
| 34 | Connecticut | $74,652 | $1,436 | $35.89 |
| 35 | Wisconsin | $74,649 | $1,436 | $35.89 |
| 36 | Idaho | $74,629 | $1,435 | $35.88 |
| 37 | Utah | $74,625 | $1,435 | $35.88 |
| 38 | New Jersey | $74,478 | $1,432 | $35.81 |
| 39 | Alabama | $74,340 | $1,430 | $35.74 |
| 40 | Kansas | $74,296 | $1,429 | $35.72 |
| 41 | Illinois | $74,270 | $1,428 | $35.71 |
| 42 | Virginia | $74,141 | $1,426 | $35.64 |
| 43 | Massachusetts | $73,836 | $1,420 | $35.50 |
| 44 | New York | $73,774 | $1,419 | $35.47 |
| 45 | District of Columbia | $73,550 | $1,414 | $35.36 |
| 46 | Maine | $73,451 | $1,413 | $35.31 |
| 47 | Delaware | $73,420 | $1,412 | $35.30 |
| 48 | Minnesota | $73,362 | $1,411 | $35.27 |
| 49 | Hawaii | $72,893 | $1,402 | $35.04 |
| 50 | California | $72,729 | $1,399 | $34.97 |
| 51 | Oregon | $70,569 | $1,357 | $33.93 |
If you work fewer or more than 40 hours
| Hours / week | Gross / year | Take-home / year (no state tax) | Per week |
|---|---|---|---|
| 20 | $49,920 | $42,291 | $813 |
| 30 | $74,880 | $61,508 | $1,183 |
| 35 | $87,360 | $70,288 | $1,352 |
| 40 | $99,840 | $79,067 | $1,521 |
| 45 | $112,320 | $87,847 | $1,689 |
Overtime pays $72.00 an hour (1.5ร). Ten overtime hours a week lift take-home to about $105,097 a year. See the overtime pay calculator and overtime and taxes.
Frequently asked questions
How much is $48 an hour per year?
$48 an hour is $99,840 a year before tax at 40 hours a week for 52 weeks (2,080 hours), or $8,320 a month and $1,920 a week.
How much is $48 an hour after taxes?
A single filer earning $48 an hour for 40 hours a week takes home about $79,067 a year ($1,521 a week) in a state with no income tax, about $72,729 in California and $73,774 in New York (2026, no deductions).
What is $48 an hour biweekly after tax?
At 40 hours a week, $48 an hour is $3,840 gross every two weeks. After federal tax and FICA that is about $3,041 biweekly with no state income tax, and $2,797 in California.
Which state keeps the most from $48 an hour?
Alaska and the other states without a wage income tax keep the most, $79,067 a year. Oregon keeps the least of all states and DC, $70,569.
What if I work overtime at $48 an hour?
Overtime is paid at 1.5 times your rate ($72.00 an hour) and taxed like the rest of your pay. With 10 overtime hours a week, gross rises to $137,280 a year and take-home to about $105,097 with no state income tax.
Is $48 an hour a good wage?
It depends on where you live and your expenses. For context, $48 an hour at full time ($99,840 a year) takes home $75,120 in the median state for a single filer. Compare your state and price level on the state pages.
Sources & methodology
- IRS โ Publication 15-T (2026), Federal Income Tax Withholding Methods
- IRS โ Topic no. 751, Social Security and Medicare withholding rates
- U.S. Department of Labor โ Overtime pay
- PaycheckByState โ Methodology and data sources
Single filer, standard withholding, no pre-tax deductions, no local taxes, 2026 rules. Estimates for information only, not tax advice. See our disclaimer.