New York City local income tax
New York City residents pay a city income tax on top of New York State tax: four brackets from 3.078% to 3.876%, collected through state withholding.
| NYC taxable income (single) | City tax rate |
|---|---|
| $0 – $12,000 | 3.078% |
| $12,000 – $25,000 | 3.762% |
| $25,000 – $50,000 | 3.819% |
| $50,000 and over | 3.876% |
See the full state picture on the New York paycheck calculator, and how local taxes are modelled in our methodology.
New York City take-home pay by salary
Single filer, paid biweekly, no pre-tax deductions, 2026 rules. “Texas” shows a state with no income tax for comparison.
| Salary | New York City take-home / year | Biweekly | NYC city tax | New York only (no city tax) | Texas (no income tax) |
|---|---|---|---|---|---|
| $40,000 | $31,427 | $1,209 | $1,126 | $32,553 | $34,320 |
| $60,000 | $45,566 | $1,753 | $1,891 | $47,457 | $50,390 |
| $75,000 | $55,312 | $2,127 | $2,472 | $57,784 | $61,593 |
| $100,000 | $70,436 | $2,709 | $3,441 | $73,877 | $79,180 |
| $150,000 | $100,159 | $3,852 | $5,379 | $105,538 | $113,791 |
More levels: $75,000 after tax in New York, $100,000, and the salary hub.
Minimum wage in New York City
New York State minimum wage in New York City: $17.00 an hour. A full-time worker (2,080 hours) at that rate earns $35,360 a year and takes home about $28,147 ($1,083 biweekly). Use the hourly paycheck calculator for your own hours and overtime.
New York City vs the other pilot cities
Take-home on $75,000 for a single filer, highest first. Cities in states with no income tax lead; local taxes like NYC’s and Philadelphia’s pull cities down.
| # | City | Take-home on $75,000 | Local tax |
|---|---|---|---|
| 1 | Houston | $61,593 | None |
| 2 | San Antonio | $61,593 | None |
| 3 | Dallas | $61,593 | None |
| 4 | Phoenix | $60,120 | None |
| 5 | Chicago | $58,025 | None |
| 6 | Los Angeles | $57,843 | None |
| 7 | San Diego | $57,843 | None |
| 8 | San Jose | $57,843 | None |
| 9 | Philadelphia | $56,489 | Yes |
| 10 | New York City | $55,312 | Yes |
Compare whole states in our take-home pay study, or see Texas vs California.
Frequently asked questions
Does New York City have a city income tax?
Yes. NYC residents pay a city personal income tax with brackets from 3.078% to 3.876%, in addition to New York State income tax. People who work in the city but live elsewhere do not pay the NYC resident tax.
How much is $75,000 after tax in New York City?
A single filer earning $75,000 in New York City takes home about $55,312 a year, or $2,127 every two weeks, in 2026 (federal tax, FICA, New York income tax, NYC city tax included, no other deductions).
How does New York City compare with Texas for take-home pay?
At $75,000, a single filer keeps $55,312 in New York City versus $61,593 in a state with no income tax like Texas, a difference of $6,280 a year in favor of the no-income-tax state.
What is the minimum wage in New York City?
New York State minimum wage in New York City: $17.00 an hour. Working 2,080 hours a year at that rate earns $35,360 and takes home about $28,147 after tax.
Which state taxes apply to a New York City paycheck?
New York income tax applies (3.9%–10.9%). Federal income tax, Social Security and Medicare apply everywhere.
Is this New York City paycheck calculator accurate?
It uses the same 2026 engine as the rest of the site: IRS Publication 15-T for federal withholding, FICA, and New York's rules plus the NYC local tax. Your employer's payroll may differ slightly, and it is an estimate, not tax advice.
Sources & methodology
- NY Tax Dept. — Form IT-201 instructions (NYC resident tax rate schedule)
- NY Tax Dept. — NYC and Yonkers residents
- U.S. Department of Labor — State minimum wage laws
- NY Tax Dept — 2026 withholding tables (Chapter 59 of the Laws of 2025 rate reductions)
- IRS — Publication 15-T (2026)
Local-tax status and minimum wages checked September 29, 2026. Estimates for information only, not tax advice. See our methodology and disclaimer.