Philadelphia local income tax
Philadelphia residents pay a city wage tax of 3.735% on top of Pennsylvania’s flat 3.07% income tax, withheld by employers.
The Philly resident wage tax is 3.735% of wages. Resident rate 3.735% from July 1, 2026 (3.74% the prior year); scheduled to keep declining.
See the full state picture on the Pennsylvania paycheck calculator, and how local taxes are modelled in our methodology.
Philadelphia take-home pay by salary
Single filer, paid biweekly, no pre-tax deductions, 2026 rules. “Texas” shows a state with no income tax for comparison.
| Salary | Philadelphia take-home / year | Biweekly | Philly city tax | Pennsylvania only (no city tax) | Texas (no income tax) |
|---|---|---|---|---|---|
| $40,000 | $31,598 | $1,215 | $1,494 | $33,092 | $34,320 |
| $60,000 | $46,307 | $1,781 | $2,241 | $48,548 | $50,390 |
| $75,000 | $56,489 | $2,173 | $2,801 | $59,290 | $61,593 |
| $100,000 | $72,375 | $2,784 | $3,735 | $76,110 | $79,180 |
| $150,000 | $103,584 | $3,984 | $5,603 | $109,186 | $113,791 |
More levels: $75,000 after tax in Pennsylvania, $100,000, and the salary hub.
Minimum wage in Philadelphia
Pennsylvania minimum wage (same as the federal minimum): $7.25 an hour. A full-time worker (2,080 hours) at that rate earns $15,080 a year and takes home about $12,900 ($496 biweekly). Use the hourly paycheck calculator for your own hours and overtime.
Philadelphia vs the other pilot cities
Take-home on $75,000 for a single filer, highest first. Cities in states with no income tax lead; local taxes like NYC’s and Philadelphia’s pull cities down.
| # | City | Take-home on $75,000 | Local tax |
|---|---|---|---|
| 1 | Houston | $61,593 | None |
| 2 | San Antonio | $61,593 | None |
| 3 | Dallas | $61,593 | None |
| 4 | Phoenix | $60,120 | None |
| 5 | Chicago | $58,025 | None |
| 6 | Los Angeles | $57,843 | None |
| 7 | San Diego | $57,843 | None |
| 8 | San Jose | $57,843 | None |
| 9 | Philadelphia | $56,489 | Yes |
| 10 | New York City | $55,312 | Yes |
Compare whole states in our take-home pay study, or see Texas vs California.
Frequently asked questions
Does Philadelphia have a city income tax?
Yes. Philadelphia residents pay a city wage tax of 3.735% from July 1, 2026, Our calculator applies it to wages without a 401(k) exclusion.
How much is $75,000 after tax in Philadelphia?
A single filer earning $75,000 in Philadelphia takes home about $56,489 a year, or $2,173 every two weeks, in 2026 (federal tax, FICA, Pennsylvania income tax, Philly city tax included, no other deductions).
How does Philadelphia compare with Texas for take-home pay?
At $75,000, a single filer keeps $56,489 in Philadelphia versus $61,593 in a state with no income tax like Texas, a difference of $5,104 a year in favor of the no-income-tax state.
What is the minimum wage in Philadelphia?
Pennsylvania minimum wage (same as the federal minimum): $7.25 an hour. Working 2,080 hours a year at that rate earns $15,080 and takes home about $12,900 after tax.
Which state taxes apply to a Philadelphia paycheck?
Pennsylvania income tax applies (3.07% flat). Federal income tax, Social Security and Medicare apply everywhere.
Is this Philadelphia paycheck calculator accurate?
It uses the same 2026 engine as the rest of the site: IRS Publication 15-T for federal withholding, FICA, and Pennsylvania's rules plus the Philly local tax. Your employer's payroll may differ slightly, and it is an estimate, not tax advice.
Sources & methodology
- City of Philadelphia — Wage Tax (employers)
- U.S. Department of Labor — State minimum wage laws
- Pennsylvania Department of Revenue — personal income tax rate (3.07%)
- IRS — Publication 15-T (2026)
Local-tax status and minimum wages checked September 29, 2026. Estimates for information only, not tax advice. See our methodology and disclaimer.