San Diego Paycheck Calculator 2026

San Diego has no local income tax on wages. A single filer earning $75,000 takes home about $57,843 a year ($2,225 every two weeks) in 2026 after federal tax, FICA and California income tax.

Updated September 29, 2026No city income tax#7 of 10 pilot cities at $75,000

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For a Roth 401(k), garnishment, union dues or any deduction taken after taxes — it lowers net pay but not taxable wages.

Estimated take-home pay
$1,845.02
every 2 weeks · $47,970 / year
80%kept
  • Take-home$1,845.02
  • Federal tax$193.08
  • Social Security$143.08
  • Medicare$33.46
  • CA income tax$63.06
  • State SDI / leave$30.00
Per paycheckPer 2 weeksPer year
Gross pay$2,307.69$60,000
Federal income taxIRS Pub. 15-T, 2026-$193.08-$5,020
Social Security (6.2%)-$143.08-$3,720
Medicare (1.45%)-$33.46-$870
California income tax-$63.06-$1,640
CA SDI-$30.00-$780
Take-home pay$1,845.02$47,970
Monthly$3,998
Biweekly$1,845
Weekly$923
Hourly (2,080 h)$23.06
Effective tax rate20.0%
Federal bracket12%

Estimate for tax year 2026 using IRS Publication 15-T and state rates; your employer’s actual withholding may differ slightly. Not tax advice.

San Diego local income tax

San Diego has no city income tax on wages; you pay California state income tax and SDI plus federal taxes.

The City of San Diego does not levy a personal income tax or an employee wage tax. California collects personal income tax at the state level, and the only California city the Tax Foundation lists with a local payroll tax is San Francisco.

See the full state picture on the California paycheck calculator, and how local taxes are modelled in our methodology.

San Diego take-home pay by salary

Single filer, paid biweekly, no pre-tax deductions, 2026 rules. “Texas” shows a state with no income tax for comparison.

SalarySan Diego take-home / yearBiweeklyCalifornia only (no city tax)Texas (no income tax)
$40,000$33,217$1,278$33,217$34,320
$60,000$47,970$1,845$47,970$50,390
$75,000$57,843$2,225$57,843$61,593
$100,000$72,825$2,801$72,825$79,180
$150,000$102,136$3,928$102,136$113,791

More levels: $75,000 after tax in California, $100,000, and the salary hub.

Minimum wage in San Diego

City of San Diego minimum wage from January 1, 2026: $17.75 an hour. A full-time worker (2,080 hours) at that rate earns $36,920 a year and takes home about $30,906 ($1,189 biweekly). Use the hourly paycheck calculator for your own hours and overtime.

San Diego vs the other pilot cities

Take-home on $75,000 for a single filer, highest first. Cities in states with no income tax lead; local taxes like NYC’s and Philadelphia’s pull cities down.

#CityTake-home on $75,000Local tax
1Houston$61,593None
2San Antonio$61,593None
3Dallas$61,593None
4Phoenix$60,120None
5Chicago$58,025None
6Los Angeles$57,843None
7San Diego$57,843None
8San Jose$57,843None
9Philadelphia$56,489Yes
10New York City$55,312Yes

Compare whole states in our take-home pay study, or see Texas vs California.

Frequently asked questions

Does San Diego have a city income tax?

No. San Diego has no city income tax on wages. California state income tax and SDI apply, along with federal taxes.

How much is $75,000 after tax in San Diego?

A single filer earning $75,000 in San Diego takes home about $57,843 a year, or $2,225 every two weeks, in 2026 (federal tax, FICA, California income tax and California SDI included, no other deductions).

How does San Diego compare with Texas for take-home pay?

At $75,000, a single filer keeps $57,843 in San Diego versus $61,593 in a state with no income tax like Texas, a difference of $3,750 a year in favor of the no-income-tax state.

What is the minimum wage in San Diego?

City of San Diego minimum wage from January 1, 2026: $17.75 an hour. Working 2,080 hours a year at that rate earns $36,920 and takes home about $30,906 after tax.

Which state taxes apply to a San Diego paycheck?

California income tax applies (1%–13.3%). California also withholds state disability insurance (SDI) from employees. Federal income tax, Social Security and Medicare apply everywhere.

Is this San Diego paycheck calculator accurate?

It uses the same 2026 engine as the rest of the site: IRS Publication 15-T for federal withholding, FICA, and California's rules. Your employer's payroll may differ slightly, and it is an estimate, not tax advice.

Sources & methodology

Local-tax status and minimum wages checked September 29, 2026. Estimates for information only, not tax advice. See our methodology and disclaimer.

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