Phoenix Paycheck Calculator 2026

Phoenix has no local income tax on wages. A single filer earning $75,000 takes home about $60,120 a year ($2,312 every two weeks) in 2026 after federal tax, FICA and Arizona income tax.

Updated September 29, 2026No city income tax#4 of 10 pilot cities at $75,000

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For a Roth 401(k), garnishment, union dues or any deduction taken after taxes — it lowers net pay but not taxable wages.

Estimated take-home pay
$1,895.87
every 2 weeks · $49,293 / year
82%kept
  • Take-home$1,895.87
  • Federal tax$193.08
  • Social Security$143.08
  • Medicare$33.46
  • AZ income tax$42.21
Per paycheckPer 2 weeksPer year
Gross pay$2,307.69$60,000
Federal income taxIRS Pub. 15-T, 2026-$193.08-$5,020
Social Security (6.2%)-$143.08-$3,720
Medicare (1.45%)-$33.46-$870
Arizona income tax-$42.21-$1,098
Take-home pay$1,895.87$49,293
Monthly$4,108
Biweekly$1,896
Weekly$948
Hourly (2,080 h)$23.70
Effective tax rate17.8%
Federal bracket12%

Estimate for tax year 2026 using IRS Publication 15-T and state rates; your employer’s actual withholding may differ slightly. Not tax advice.

Phoenix local income tax

Phoenix has no city income tax on wages; Arizona’s flat 2.5% state income tax applies along with federal taxes.

Phoenix does not levy a tax on employee wages. Arizona taxes individual income at a single flat 2.5% rate collected by the state, and the Tax Foundation’s list of states that allow local income taxes does not include Arizona. The city funds services through sales and property-related revenue and state-shared income tax revenue.

See the full state picture on the Arizona paycheck calculator, and how local taxes are modelled in our methodology.

Phoenix take-home pay by salary

Single filer, paid biweekly, no pre-tax deductions, 2026 rules. “Texas” shows a state with no income tax for comparison.

SalaryPhoenix take-home / yearBiweeklyArizona only (no city tax)Texas (no income tax)
$40,000$33,723$1,297$33,723$34,320
$60,000$49,293$1,896$49,293$50,390
$75,000$60,120$2,312$60,120$61,593
$100,000$77,083$2,965$77,083$79,180
$150,000$110,444$4,248$110,444$113,791

More levels: $75,000 after tax in Arizona, $100,000, and the salary hub.

Minimum wage in Phoenix

Arizona minimum wage (applies in Phoenix; there is no separate city rate): $15.15 an hour. A full-time worker (2,080 hours) at that rate earns $31,512 a year and takes home about $27,115 ($1,043 biweekly). Use the hourly paycheck calculator for your own hours and overtime.

Phoenix vs the other pilot cities

Take-home on $75,000 for a single filer, highest first. Cities in states with no income tax lead; local taxes like NYC’s and Philadelphia’s pull cities down.

#CityTake-home on $75,000Local tax
1Houston$61,593None
2San Antonio$61,593None
3Dallas$61,593None
4Phoenix$60,120None
5Chicago$58,025None
6Los Angeles$57,843None
7San Diego$57,843None
8San Jose$57,843None
9Philadelphia$56,489Yes
10New York City$55,312Yes

Compare whole states in our take-home pay study, or see Texas vs California.

Frequently asked questions

Does Phoenix have a city income tax?

No. Phoenix has no city income tax on wages. Arizona’s flat 2.5% state income tax and federal taxes apply.

How much is $75,000 after tax in Phoenix?

A single filer earning $75,000 in Phoenix takes home about $60,120 a year, or $2,312 every two weeks, in 2026 (federal tax, FICA, Arizona income tax included, no other deductions).

How does Phoenix compare with Texas for take-home pay?

At $75,000, a single filer keeps $60,120 in Phoenix versus $61,593 in a state with no income tax like Texas, a difference of $1,473 a year in favor of the no-income-tax state.

What is the minimum wage in Phoenix?

Arizona minimum wage (applies in Phoenix; there is no separate city rate): $15.15 an hour. Working 2,080 hours a year at that rate earns $31,512 and takes home about $27,115 after tax.

Which state taxes apply to a Phoenix paycheck?

Arizona income tax applies (2.5% flat). Federal income tax, Social Security and Medicare apply everywhere.

Is this Phoenix paycheck calculator accurate?

It uses the same 2026 engine as the rest of the site: IRS Publication 15-T for federal withholding, FICA, and Arizona's rules. Your employer's payroll may differ slightly, and it is an estimate, not tax advice.

Sources & methodology

Local-tax status and minimum wages checked September 29, 2026. Estimates for information only, not tax advice. See our methodology and disclaimer.

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